Credit Karma TV Spot, 'Terrifying'

A lot of things can be terrifying, like thunderstorms, the dark, clowns and murderers. Or, in this man's case, a knife-wielding murderous clown hiding behind the refrigerator during a thunderstorm. The man, however, isn't scared, because he feels confident since he worked on his credit score with Credit Karma and was able to buy his house with a better score. Instead, he makes his sandwich, slathering mayonnaise with the knife he takes from the clown's hands, and asks the clown to put the knife back when he's done with it.